Car Insurance Rip-Off

Nov 12, 2012 by

 

I’ve just got off the phone to my insurance company so you know what’s coming … yup, it’s rant o’clock (again.)

 

I rang them to ask for a copy of my insurance certificate to be sent to me as I don’t think they sent one when I renewed a few months ago.  Whilst I was on the phone, I was looking through last year’s copy and it had me listed as ‘Married/Common-law.’

 

Telling people about my ‘change in circumstances’ has not really been at the top of my list (weirdly enough,) but I thought, as I was on the phone to them, I wonder if it’s an issue and perhaps I should tell them?  So, being the honest *cough* person that I am, I did.

 

I mean, my ex didn’t drive, was never on my insurance, so it’s not like it’s actually going to be an issue, surely?  It in no way affects my insurance premium (or my driving ability) whatsoever.

 

“That’ll be £25 admin fee for changing your marital status Ms Sutton.”

 

What the actual?!!!

 

I have to pay my insurance company £25 for the fact that I’m now single?

 

That is MENTAL!

 

I asked the young girl I was talking to what this was for.  She replied again, it’s for admin.

 

Fuck me sideways.  So basically, in my job I can charge all my clients money for just actually doing my bloody job?!

 

Isn’t it their JOB to do things like this?   What are they actually paid to do??

 

Ooh, I’ve gone CAPITAL crazy, sorry, but THAT’S how angry I am!

 

She very ‘kindly’ offered to spread the payments across the year so I’m now paying (gets calculator) £2 extra a month for someone somewhere to note on their system that I’m now single.

 

Nice work if you can get it right??

 

Grrr … as you were ….

 

 

 

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6 Comments

  1. headinbook

    Yep, I got stung with this too when making a change to my details..

    It was adding insult to injury, as my premium also went up. Having stopped working as a solicitor, and becoming a full time “housewife” (their classification), I overnight became a much greater liability. Now *that* rankled.

    • OMG! It’s made me SO angry! She tried the ‘housewife’ bullshit on me too, then said oh, you’re in marketing, that’s fine. Like it makes any difference to how I drive! What a bloody rip-off.

  2. Raven

    Another reason for me to never to learn to drive…

    Bizarrely housewives are “a greater liability” due to the distraction of the children, personally I get distracted by everything but my children, I tend to ignore them perfectly easily :)

  3. I was borrowing my friend’s car in January because he had no use for it.It’s insured in my name, obviously.

    I bought the car from him a couple of months later, but I’m not going to tell the insurance company about the change in ownership for fear of the mysterious “admin charge”. The log book is still in my friend’s name,which I will send off soon and when I renew my insurance in January, I’ll just tell the insurance company that I’ve only just become the owner.

    It wouldn’t be so bad if a sensible reason could be given for the “admin fee”; surely it doesn’t cost that much to press a few keys on the keyboard? If it did,I could have made about £300 just by posting this comment…

  4. I was borrowing my friend’s car in January because he had no use for it.It’s insured in my name, obviously.

    I bought the car from him a couple of months later, but I’m not going to tell the insurance company about the change in ownership for fear of the mysterious “admin charge”. The log book is still in my friend’s name,which I will send off soon and when I renew my insurance in January, I’ll just tell the insurance company that I’ve only just become the owner.

    It wouldn’t be so bad if a sensible reason could be given for the “admin fee”; surely it doesn’t cost that much to press a few keys on the keyboard? If it did,I could have made about £300 just by posting this comment…

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